Advantages
- Abu Dhabi’s premier international financial centre on Al Maryah Island
- English common-law jurisdiction with independent courts — same framework as DIFC
- 11,100+ active licences and 2,970+ operational entities
- Strong fintech regulatory sandbox and virtual asset framework for crypto companies
- Attracts world’s biggest asset managers: BlackRock, Carlyle, Apollo
Disadvantages
- – Very expensive — first-year all-in costs AED 103,000+ for standard companies
- – Financial services firms face significant FSRA regulatory capital requirements
- – Fewer dining and retail options around Al Maryah compared to DIFC
Setting Up a Company
Hard (2/5)
Financial services require FSRA approval (months). Non-financial companies are simpler but still premium cost and documentation. 2–6 weeks for standard setups.
Opening a Bank Account
Very Easy (5/5)
ADGM’s prestige rivals DIFC. Major banks (FAB, ADCB, Citi, HSBC, Standard Chartered) maintain branches or strong relationships with ADGM entities.
Frequently Asked Questions
How much does it cost to set up a company in ADGM?
Non-financial licence ~USD 10,300/yr. First-year total ~AED 103,000+. Financial firms AED 150,000+ first year.
What business sectors are supported by ADGM?
Abu Dhabi Global Market supports the following sectors: Finance, Fintech, Legal, Consulting. Businesses in these industries can obtain a licence and operate within the free zone.
Is it easy to open a bank account with a ADGM licence?
ADGM’s prestige rivals DIFC. Major banks (FAB, ADCB, Citi, HSBC, Standard Chartered) maintain branches or strong relationships with ADGM entities.
Does ADGM require a physical office?
Yes, a physical office is required. Co-working from AED 50,000/yr minimum. Private offices from AED 60,000+/yr.
How many visas can I get through ADGM?
Visa quota at Abu Dhabi Global Market: Based on office space; no fixed cap.